Tellers
What they do
Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.
Kinds of work
- Conventional: Organizing information, following clear procedures and working with data and details.
- Enterprising: Leading, persuading, selling and starting new projects or businesses.
High pressure: How much pressure workers in this job report: deadlines, conflict, dealing with upset people, the cost of mistakes, responsibility for others' safety, competition and long hours. It varies a lot from one employer to the next. Source: U.S. Department of Labor worker surveys.
Pay, tasks and more
Salary
BLS Occupational Employment and Wage Statistics, 2025.
What you might do
- Process and maintain records of customer loans.
- Enter customers' transactions into computers to record transactions and issue computer-generated receipts.
- Order a supply of cash to meet daily needs.
- Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.
- Issue checks to bond owners in settlement of transactions.
- Prepare and verify cashier's checks.
Job outlook
- United States
- 13% fewer jobs by 2035, declining · about 26,800 openings a year
Openings include new jobs and jobs left by workers who retire or change careers. Projections: U.S. Bureau of Labor Statistics. "Bright Outlook": U.S. Department of Labor.
Where they work
- Credit intermediation and related activities95.7%
Share of all workers in this career. Source: U.S. Bureau of Labor Statistics, National Employment Matrix.
Some people start through an apprenticeship: paid training on the job, often with classes. Search apprenticeships on Apprenticeship.gov (opens in a new tab) ↗
Career path
How people usually get into this career, from school to their first job and beyond.
Teller is an entry-level job. You can often start with just a high school diploma, and most tellers learn the job through on-the-job training that usually takes up to about a month.
High school diploma
4 yearsBuild strong math, reading, and customer-service skills, since tellers count money accurately and deal with the public every day.
Teller
0-1 monthLearn the bank's cash handling, transaction, and record-keeping procedures on the job, which is the typical starting point for this career.
Where it can lead
New Accounts Clerk
6 months to 1 year of experience firstYou move from handling everyday transactions to helping customers open new checking, savings, and other accounts, which adds paperwork and sales-style conversations; a certificate or apprenticeship is usually expected.
Loan Interviewer and Clerk
2 to 4 years of experience firstYou gather applicant information and help people apply for loans, which requires strong attention to detail and knowledge of lending rules and often a certificate or apprenticeship.
What you can do now
Ideas for high school and college students.
In high school
- Take math classes, especially algebra and any business or accounting courseStrong math helps you count, check, and balance money quickly and accurately, which is the core of teller work.
- Get a part-time job that handles cashA job such as a store or food counter gives you real experience counting change and dealing with customers.
- Join a student club like DECA, FBLA, or a school business clubThese clubs teach money basics, professional communication, and sometimes give you a chance to practice skills in a fun setting.
- Volunteer to count or track money for a school or community eventKeeping accurate records for a bake sale or fundraiser shows responsibility and gives you a real example to mention later.
- Practice good customer serviceBeing polite, patient, and clear with people is a skill tellers use every day, and you can build it at any job or volunteer role.
In college
- Take courses in accounting, business, or economicsThese classes teach how banks and financial records work, which helps you understand the teller's role and move up later.
- Work a campus job that involves cash or customer servicePositions like a campus bookstore, dining, or the student union cashier give you hands-on handling experience.
- Look for a summer internship or part-time job at a bank or credit unionEven a short role in a branch shows you the daily work of tellers and can lead to a teller position after graduation.
- Join a finance or business student organizationGroups like a finance club or business association help you build professional skills and meet people who work in banking.
- Ask about a bank's teller training program during job interviewsKnowing how training works helps you prepare and shows employers you are interested in learning the job.
Tips for getting started
- Look for banks, credit unions, or retailers that offer cash-handling training, and ask whether they train new hires on the job.
- Show you are trustworthy and careful with money, such as by keeping a neat record of any cash you handle for a family business or school fundraiser.
- Practice friendly, clear communication, because tellers spend most of their day helping people with their money.
Related jobs a step up
Education, experience and related careers: U.S. Department of Labor. The step-by-step path, where it can lead and what you can do now were written by AI as typical examples; many people take other ways.
College majors that lead here
- Finance and Financial Management Services Certificate: typical pay 1 year after finishing $52,980 a year · typical debt $24,222
Majors: U.S. Department of Education and BLS (CIP–SOC crosswalk). Earnings and debt: College Scorecard, typical across U.S. colleges.
Related careers
- New Accounts Clerks Certificate or apprenticeship
- Cashiers High school diploma
- Credit Authorizers, Checkers, and Clerks High school diploma
- Bookkeeping, Accounting, and Auditing Clerks Certificate or apprenticeship
- Brokerage Clerks Associate degree
- Securities, Commodities, and Financial Services Sales Agents Bachelor's degree
- Bill and Account Collectors High school diploma
- Billing and Posting Clerks High school diploma